No, private insurance is available year-round. You can start on whatever date you would like, not just the 1st of the month!
If you are relatively healthy (no major issues) then private plans are typically 30-40% less per month

ACA/Obamacare is government insurance that is coordinated with the IRS, expect high deductibles and co-pays and limited to a select list of doctors you can visit only in your state. The IRS will expect you to report your income to them or you could face penalties come tax season. Rates are higher because so many high claims on these plans, the healthy people pay for the unhealthy people.

Employer plans typically pay a high percentage of the monthly premiums for the employee themselves, but the minute you add a family member (spouse or kids or both) on to the plan, that premium is going to skyrocket. This is because employers usually give benefits towards their employees but the family will be paying full price to be added on to the plan.

Private insurance is health-based. Because you’re healthy, you’re getting a discounted rate so it is cheaper than most plans with BETTER coverage.

There are no contracts, you can add on family members or supplements or cancel at any time without a penalty. As long as you make your monthly premium you can keep the plans forever, never worry about health insurance ever again!

No gaps, 50 state coverage, on and off the job.

PPO plans do not limit coverage to just your count or state

No fee, I am your personal dedicated advisor that will come with the plan.

Public Marketplace (aka ACA/Obamacare plans) are based on income and age, not health – the healthy people are paying for the unhealthy people

Private plans are based on health and age – the lower risk you are the cheaper your premium.

Medical (Health), Dental, Vision, Life, Supplemental, Critical Illness, Short term disability, AD&D, Hospital, & catastrophic. I have access to every plan that a broker has access to, as well as private options that brokers don’t have access to. The private plans are typically the best case scenario for MOST people for a variety of reasons
Yes! No referral is needed to go to a specialist on these plans
If you’re in relatively good health then you should be a strong candidate. If you don’t have any major pre-existing conditions such as cancer, heart attack, stroke, or diabetes then a private plan is most likely best for you.
Private plans have inflation protection built in, so they rise just based off your age (very little). You should expect most ACA/Obamacare plans to rise 10% per year or more.